Financial Exclusion Quotes

I hate prejudice on any level. I don't care if it's somebody being discriminated against because of the color of their skin or their sexuality or their gender or financial status.

There is a deep connection, when we're talking about certain market forces and a legal structure that inhibits low or moderate income families from getting ahead. Eviction is part of a business model at the bottom of the market.

A major impediment to economic advancement around the world is the fact that the vast majority of humans are unbanked.

One of the strangest things about life is that the poor, who need the money the most, are the ones that never have it.

Urban America has been redlined. Government has not offered tax incentives for investment, as it has in a dozen foreign markets. Banks have redlined it. Industries have moved out, they've redlined it. Clearly, to break up the redlining process, there must be incentives to green-line with hedges against risk.

The venture capital world is completely stacked against minority entrepreneurs.

When banks approve a higher percentage of loans to white applicants than to black applicants, that is automatically called discrimination, but when Asian-Americans are approved at a higher rate than whites, it is not.

Only the poor are forbidden to beg.

Poverty divide not only nations but societies within nations.

We have to change public perception of ex-convicts. Most Canadians don't realize that when you come out of prison, you're a complete pariah. You can't get a car loan or money from a bank to start a business. So most end up back in prison within 24 months. It's just so wrong. We need to fix this problem.

Poverty is an artificial imposition on a human being.

I would say one of the reasons that women don't invest to the same extent that men do, is because we still think of it in some ways as a male pursuit.

These institutions are generally more skilled at getting rich off those living in the lower economic reaches than they are in preparing them for the job market.

Poor people always pay back their loans. [...] It is us, the designers of institutions and rules, who keep creating trouble for them.

If you go out into the real world, you cannot miss seeing that the poor are poor not because they are untrained or illiterate but because they cannot retain the returns of their labor. They have no control over capital, and it is the ability to control capital that gives people the power to rise out of poverty.

There are cultural reasons, economic competitiveness reasons. There are a lot of reasons why people are in poverty. The difference today is that increasingly they are in perpetual poverty.

London's central role in the financial market would be undermined if wealthy foreigners did not want to come here.

A cashless society promises a world of limitation, control, and surveillance - all of which the poorest Americans already have in abundance, of course. For the most vulnerable, the cashless society offers nothing substantively new; it only extends the reach of the existing paternal bureaucratic state.

When I was 16, the pot weeded out the men from the boys, there were the heads and the straights. Now it's almost like money can weed it out, you know?

I fail to understand how you can justify a poll tax on the entire population, yet exclude a significant proportion of that population from programmes that this tax is paying for.

The poor pay more, and that's one of the reasons people get trapped at the bottom of the economic ladder.

When I first came to Wall Street, not 100 women in the whole of the United States owned stocks or dared to show independence in property ownership. Highest positioned men scowled at any thought of women investment. For a woman to consider a financial question was shuddered over as a profanity.

The economy is not governed with the bottom half in mind.

Payday loans are but one of many financial techniques - from overdraft fees to student loans subsidizing for-profit colleges - specifically designed to pull money from the pockets of the poor. This problem generally goes unrecognized by policy makers.

All this [wealth] excludes but one evil, poverty.