Joseph R. Biden Jr. Quotes

Obama is telling the insurance companies, as a dictator would, what they can and can't do or what they must or must not do.

Everybody you talk to about insurance says the insurance market has become a lot more vibrant as a result of lifting, allowing the foreign direct investment.

Competition among insurers would bring down the cost of health care insurance, just as it brings down the cost of car or homeowners insurance.

Life insurance in America has traditionally been dominated by mutual insurers. Twelve of the fifteen largest life insurers are mutuals.

Even if you're doing the national insurance awards, there's still that excitement when you wonder who is going to win, er, best premiums.

This marketplace where people can buy insurance who don't have it today - a competitive marketplace: That's an idea that both sides embrace.

The place where we don't agree is on whether there should be some restraint on insurance companies and whether they should be allowed to run wild. We believe there should be some restraint; some on the other side don't think so.

We should all have the legal right to purchase health insurance from any insurance company in any state, and we should be able use that insurance wherever we live. Health insurance should be portable.

Insurance companies can no longer refuse to cover Americans with pre-existing conditions.

Obamacare is socialism? Nope - as insurance companies vie to sell new policies, competition within private industry is growing rapidly, with the number of participating insurers growing by 26 percent between 2014 and 2015, and the number of products they offer growing by 66 percent.

I want to level the playing field for people who want to purchase health insurance as individuals, and that means eliminating the exemption for employer-sponsored health care.

We have to do a better job of putting some rules on the insurance companies.

Insurance companies can no longer refuse to cover Americans with pre-existing conditions. That's what change looks like.

It took a little over a decade to build a coalition strong enough to beat the insurance companies, but in 1990, then Senator Tom Daschle and I passed a law regulating the private market for supplemental Medicare insurance policies.

A lot of the discussion about rolling back the Affordable Care Act is about dismantling the marketplaces where individuals are shopping for their own coverage when they don't get it in their workplace.

If you ask people, 'What do you think, should we kick kids off their family insurance policy in that 21- to 26-year-old age range?' You go through those... provisions that are already affecting the everyday lives of Americans, and people don't want to get rid of them.

Obamacare imposed an unprecedented level of regulation and standardization on individual-market health insurance all across America. This has left many consumers in an intolerable predicament - in some cases, having to spend up to a third or even half of their income on premiums and deductibles before insurance kicks in.

One of the untold elements of the rapid decay underway in the Obamacare exchanges is the massive shift toward the Medicaid managed care companies, and away from the traditional commercial insurers like UnitedHealth Group and Aetna.

The lack of portability and competition has long been a problem in America's insurance market, yet Obamacare took no significant steps to open up the market between state lines.

Instead of forcing everyone to buy health insurance, Congress should pass a law protecting the uninsured from being charged more than the insurance companies are for a given service.

Every insurer must offer every individual a plan and ensure each patient with pre-existing conditions has access to 'adequate and affordable health insurance coverage.'

In some cases, corporations engaged in this activity have as much as 16 percent of their profits generated through the holding of 'janitor's insurance.'

Let's look at what Donald Trump is now [in November 2016] saying. He's saying he wants to repeal and replace ObamaCare. He is also saying maybe that if you have a pre-existing condition, you'll be able to buy insurance.

Well, I'm telling them two things. One is that, look, this is going to be something when the American people realize - once it's passed - that, A, it does take care of preexisting conditions; B, you're insurance rates aren't going to skyrocket; C, the insurance companies aren't going to be running the show like they were before; D, you're going to be in a position where you can keep your insurance that you have. That once the American public realizes that, you're going to get a reward for this. They're going to be rewarded.

There are only two things as complicated as insurance accounting and I have no idea what they are.