Osby Davis Quotes

Too often, we make budget cuts - then blow the savings. Instead, think about your financial picture. Do you have high-interest rate debt? Paying it off faster will save you a bundle.

You have to pretend that your life is a financial pleasure even when your autographs are bouncing.

If the cash runs out, it's like a heart attack for you and your business. Keep that front and centre of your mind, and you will have financial security and not be struggling to pay the bills.

I've had to take out a couple of loans; I'm not gonna lie. I want to pay off my debts. I want to start stacking some cash and set myself up for the future.

If you have debt, you have to worry about it. I would challenge each of you to try to be debt-free.

I don't like being in debt, and I wouldn't borrow money for anything.

Some people use one half their ingenuity to get into debt, and the other half to avoid paying it.

Without any formal personal finance instruction in our high school or college curricula, many college seniors who graduate in the red will continue to make common financial mistakes that only exacerbate their debt burdens.

We tend to focus on assets and forget about debts. Financial security requires facing up to the big picture: assets minus debts.

Make this the year you tackle that credit card debt once and for all.

Pull in your belt, spend less, and reduce debt.

By teaching twenty-something year olds responsible debt management practices, we can help them create a balanced lifestyle and find peace of mind through increased financial awareness, smart saving and long-term investing.

If you're trying to get out of debt, you have to be willing to treat everything as expendable.

I'd say the main way people get into terrible financial trouble is just to spend too much money relative to their income, and that is an endemic problem in the United States of America, and that's the kind of thing that should be taught about in schools.

You can't be in debt and win. It doesn't work.

I've always had an aversion to debt.

I have never had personal debt and never will.

I was gonna go broke if I didn't get things turned around real fast.

Get rid of debt now.

Hard work, careful planning, and realistic financial advice will be required by many to regain solvency.

Some people are just stuck in their ways and have been brainwashed into believing that credit cards and debt are an unavoidable part of life.

I'm used to always having struggles getting finances together and keeping precarious budgets alive in the independent film world.

It takes some discipline and hard work, but relying on credit when things go wrong is a trap.

We need to have a goal of becoming debt-free as soon as possible.

You can survive your income falling if it's not dramatic. Your income can decrease for a long time before you start living beyond your means.