I tend to 'splurge' for convenience. I'll pay a lot to not waste time.
Of the four project development variables - scope, cost, time and quality - quality isn't really a free variable. The only possible values are "excellent" and "insanely excellent", depending on whether lives are at stake.
Reducing future risks requires paying some immediate costs.
I've reached an age at which I'd rather pay more for something that "just works" than roll up my sleeves, reach for a spanner, and make it work. Time is money, and the older we get the less of it we've got left.
Nobody yet knows how to improve working conditions and environmental quality without imposing heavy costs somewhere.
I try to support local traders. The service makes up for any extra cost.
Received wisdom is that if you spend time up front getting the design right, you avoid costs later. But the longer you spend getting the design right, the more your upfront costs are, and the longer it takes for the software to start earning.
I don't have a car in Manhattan because you have to choose between a car and an apartment. It's that expensive.
It is not rational, never mind 'appropriate,' to impose billions of dollars in economic costs in return for a few dollars in health or environmental benefits.