Julia Cameron Quotes

Money? How did I lose it? I never did lose it. I just never knew where it went.

A pile of bills and statements - whether paid or not - is a sign that someone is clueless about what's coming in and going out.

Just make sure that you know what's going on with your money and you know where you money is coming from and how much is coming out and going in.

Keeping accounts, sir, is of no use when a man is spending his own money, and has nobody to whom he is to account. You won't eat less beef today because you have written down what it cost yesterday.

I've always been pretty careful at keeping track of my spending, so using my debit card is often the easiest way of doing that.

Living is more a question of what one spends than what one makes.

Beware of little expenses. A small leak will sink a great ship.

Most people don't know what they spend in every single area, but they know they have a problem in particular areas.

I give out similar advice all the time: Take a month to write down where your money is going. By the end, you'll have a road map that tells you where you can cut back.

Web banking lets you monitor your spending, tweak your budget, schedule payments, and more, particularly if you marry your online bank with the personal-finance management tools available online.

If a man has money, it is usually a sign, too, that he knows how to take care of it; don't imagine his money is easy to get simply because he has plenty of it.

Some couples go over their budgets very carefully every month. Others just go over them.

You need a very good financial person to keep you honest, and to keep track of income and outgo.

I wanted to build a tool for my generation: people 20 to 40 who don't want to spend time balancing a checkbook or checking multiple financial institutions' websites. Mint does just that, giving comprehensive, quick insights into a user's finances from their computer, mobile phone and/or tablet.

My problem lies in reconciling my gross habits with my net income.

I wanted a personal-finance tool for people who didn't want to be accountants: something you could set up in ten minutes and spend less than five minutes a week on. Mint is now that tool.

Like your home's closets, your financial clutter needs an overhaul every now and again, and the payoff will go far beyond the psychic satisfaction of neatening up.

Everyone can get a little sloppy with cash and it's smart to notice. But what's squeezing you is the big stuff you ladle onto your credit cards.

The start-up life kept me busy and surfaced the problem of not being able to stay on top of my personal finances, which led me to invent Mint.com. I was working 80-hour weeks, and had done enough preliminary work and research to know I had a big idea: To make money management effortless and automated.

It is not how much one makes but to what purpose one spends.

I have a business manager and a book-keeper who deals with our household bills. My husband and I sit down with her for a weekly report on how much money is going out, but I'm not terribly interested, and I don't have the patience for it.

You spend a billion here and a billion there. Sooner of later it adds up to real money.

It hath been observed in the nature of Arithmetick, that like other parts of the Mathematicks, it doth not only improve the Rational Faculties, but inclines those that are expert in it to thrifiness and good Husbandry, and prevents both Husbands and Wives in some measure from running out of their Estates, when they have it always ready in their Heads what their expences do amount to, and how soon by that course their ruine must overtake them.

A budget is simply telling your money where to go instead of wondering where it went.

I took business and economics courses. More than anything, I learned the proper steps and the things that need to be outlined. You have to keep your books: how much money you made, how much money you're spending, what you profited, and what you're gonna need for expenses.