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Life Insurance

Universal life insurance

Universal life insurance provides a permanent life insurance product as well as a built in investment account that is tax sheltered and has a built in protection of its own. Universal life insurance has variable payment options and provides the ability to shelter income and capital gain tax shelter, while insuring against capital loss and the death of the policy holder. The extra abilities, functions and protection measures associated with universal life insurance come at the price of higher premiums. Nevertheless, universal life insurance is a great tool for long term planners, for leveraging opportunities, estate planners, and pension maximization.

Benefits of Universal Life insurance

  • The most customizable and variable life insurance available.
  • Provides permanent life insurance coverage.
  • Money saved in this life insurance account is tax sheltered.
  • An excellent way to plan and save for retirement.
  • Flexible payment and withdrawal options.
  • Term Life insurance
    Whole Life insurance
    Universal life insurance

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